Responsible planning, easing the burden on loved ones.
- State health insurance funeral grants have been completely eliminated.
- Typical funeral and burial costs today range between €5,000 and €10,000.
- Timely provision protects surviving dependents from sudden, distressing financial strain.
What funeral expenses should you expect?
A dignified funeral and subsequent resting place maintenance comprise several individual services:
| Item | Simple funeral | Elaborate funeral |
|---|---|---|
| Headstone | €600 | €3,000 |
| Coffin | €300 | €3,000 |
| Wreaths / flowers | €150 | €800 |
| Funeral speaker | €300 | €300 |
| Memorial service | - | €500 |
| Cards | €100 | €300 |
| Grave planting | €110 | €260 |
| Total | €1,560 | €8,160 |
| Cemetery and funeral fees | €500 to €3,500 | |
| Overall total | €2,060–€5,060 | €8,660–€11,660 |
Important details at a glance.
- Flexible sums insured from €3,000 to €20,000.
- Coverage usually issued without medical examination, subject to staggered waiting periods (accidental death covered immediately in full).
- Entry permitted up to age 80 – with flexible monthly contributions or a single lump-sum deposit.
- Earmarked, tax-free immediate payout to settle funeral and administrative invoices promptly.