All-risks policies
Covers specified business assets against unforeseen damage unless the policy expressly excludes the cause.
Talk to usAll-risks policies: Cover and protection clearly explained
Covers specified business assets against unforeseen damage unless the policy expressly excludes the cause.
Who needs All-risks policies?
For businesses with valuable technical equipment, machinery, electronics or complex physical assets.
What does All-risks policies cover?
- Cover for specified assets against physical loss not excluded
- Possible combination of technical and conventional property risks
- Alignment of business interruption and increased costs
Important limits and exclusions of All-risks policies
“All risks” does not mean unlimited cover: exclusions, deductibles, duties and valuation rules remain decisive.
The exact scope, limits, deductibles, duties and exclusions are determined by the selected policy conditions.
Practical example: How All-risks policies applies
If key production equipment fails due to physical damage not excluded, repair and interruption can be considered together.
Consultation on All-risks policies: What to prepare
The following information helps us assess suitable next steps:
- Equipment and inventory schedule
- Values, locations and production dependencies
- Protection concept, previous claims and existing policies