Classic vehicle insurance
Accounts for market or replacement value, use and condition of historic vehicles.
Talk to usClassic vehicle insurance: Cover and protection clearly explained
Accounts for market or replacement value, use and condition of historic vehicles.
Who needs Classic vehicle insurance?
For collectible historic vehicles, modern classics and collections with limited or specialist use.
What does Classic vehicle insurance cover?
- Liability and tailored own-damage cover
- Insurance based on a documented vehicle value
- Possible arrangements for collections, restoration and value increases
Important limits and exclusions of Classic vehicle insurance
Age, condition, everyday vehicle, mileage, storage and valuation may be eligibility conditions.
The exact scope, limits, deductibles, duties and exclusions are determined by the selected policy conditions.
Practical example: How Classic vehicle insurance applies
If a restored vehicle increases in market value, an updated valuation can reduce underinsurance risk.
Consultation on Classic vehicle insurance: What to prepare
The following information helps us assess suitable next steps:
- Vehicle details and valuation
- Condition, use and storage
- Collection size and existing policies