Personal liability insurance
Reviews private liability claims, rejects unfounded demands and settles justified claims within the agreed cover.
Talk to usPersonal liability insurance: Cover and protection clearly explained
Reviews private liability claims, rejects unfounded demands and settles justified claims within the agreed cover.
Who needs Personal liability insurance?
For almost every household because private liability claims can be very large.
What does Personal liability insurance cover?
- Bodily injury, property damage and resulting financial loss
- Review of legal liability and rejection of unfounded claims
- Depending on the plan, cover for family, keys, rented property or acts of assistance
Important limits and exclusions of Personal liability insurance
Intentional acts are not insurable; covered people, activities and limits are defined by the policy.
The exact scope, limits, deductibles, duties and exclusions are determined by the selected policy conditions.
Practical example: How Personal liability insurance applies
If a family member accidentally damages someone else’s property, the insurer reviews liability and cover.
Consultation on Personal liability insurance: What to prepare
The following information helps us assess suitable next steps:
- Household and family situation
- Property, animals and specialist hobbies
- Existing liability policies