Personal accident insurance
Pays agreed benefits for lasting consequences of an accident and may include assistance or rehabilitation services.
Talk to usPersonal accident insurance: Cover and protection clearly explained
Pays agreed benefits for lasting consequences of an accident and may include assistance or rehabilitation services.
Who needs Personal accident insurance?
For people who want additional financial protection against lasting consequences of an accident.
What does Personal accident insurance cover?
- Lump sum or pension based on the agreed degree of disability
- Optional progression and additional benefit modules
- Depending on the plan, assistance, rehabilitation or rescue costs
Important limits and exclusions of Personal accident insurance
Illness and wear-related conditions differ from an insured accident; disability schedules and contribution clauses are central.
The exact scope, limits, deductibles, duties and exclusions are determined by the selected policy conditions.
Practical example: How Personal accident insurance applies
If a leisure accident causes permanent impairment, the benefit depends on the policy and assessed degree of disability.
Consultation on Personal accident insurance: What to prepare
The following information helps us assess suitable next steps:
- Occupation and leisure activities
- Desired benefit and progression
- Existing accident and income protection