Household contents insurance
Covers movable household belongings against the risks and cost items agreed in the policy.
Talk to usHousehold contents insurance: Cover and protection clearly explained
Covers movable household belongings against the risks and cost items agreed in the policy.
Who needs Household contents insurance?
For households wishing to protect furniture, clothing, technology and other movable possessions against agreed risks.
What does Household contents insurance cover?
- Contents at the insured location against agreed risks
- Costs such as debris removal, hotel or lock replacement depending on the plan
- Optional modules for bicycles, glass or natural hazards
Important limits and exclusions of Household contents insurance
Sublimits often apply to valuables, cash, bicycles or losses away from the insured location.
The exact scope, limits, deductibles, duties and exclusions are determined by the selected policy conditions.
Practical example: How Household contents insurance applies
After a burglary, damaged or stolen insured belongings may be replaced under the policy terms.
Consultation on Household contents insurance: What to prepare
The following information helps us assess suitable next steps:
- Floor area and address
- Value and special possessions
- Required optional modules and previous claims