Roth Versicherungen – seit 1907

Reliable protection against internet crime and IT risks.

Comprehensive financial protection and immediate 24/7 incident response for commercial IT threats.

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Cybercrime is part of everyday life.

Today, small and medium enterprises face constant threats from automated malware, phishing campaigns, and targeted ransomware. Without dedicated cyber protection, an incident immediately compromises liquidity, customer relations, and business continuity.

  • Targeted attacks on SMEs exploiting accessible digital interfaces.
  • Financial extortion through ransomware and encrypted operational databases.
  • Existential threats to operational workflows, manufacturing, and supply chains.
Hand-drawn phishing message, hook and protected server
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What does a cyber attack cost?

Beyond immediate IT recovery costs, businesses face multi-day operational paralysis, lost revenue, and liability claims from affected clients and partners. For SMEs, an unhedged breach quickly becomes an existential financial crisis.

  • Direct first-party loss: business interruption, data recovery, and forensic analysis.
  • Third-party liability: defense against claims and GDPR breach proceedings.
  • Crisis management: emergency PR, legal counsel, and ransom negotiation if inevitable.

€1.8m

average loss caused by a successful hacker attack on a large company

€70,000

average loss for small and medium-sized companies

What does cyber insurance cover?

Immediate 24/7 crisis response and comprehensive financial protection when an incident strikes:

IT Forensics & Crisis Management

Immediate deployment of specialized IT forensic teams to isolate the breach, analyze the vector, and halt data exfiltration around the clock.

Business Interruption & Profit Loss

Full indemnification for lost operational profits and continuing fixed business costs throughout total or partial IT system downtime.

Data Restoration & System Hardening

Reconstruction of corrupted or encrypted company databases, system clean-up, and reinforcement against recurring attacks.

Liability Defense & Regulatory Support

Decisive legal representation against third-party damage claims, customer litigation, and assistance with statutory GDPR notification requirements.

Crisis PR & Communication

Professional public relations and stakeholder communications to protect your company’s market reputation and customer confidence.

Transparent coverage without surprises.

Like any commercial policy, cyber insurance covers unexpected events but excludes deliberate misconduct:

  • Losses caused intentionally or through deliberate regulatory misconduct
  • Effects of declared war, terrorism, or nationwide power grid breakdowns
  • Regulatory fines and criminal sanctions where indemnification is prohibited by law

Let’s talk about your questions.

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