Residential buildings insurance
Protects the building against agreed risks such as fire, escape of water, storm and optional natural hazards.
Talk to usResidential buildings insurance: Cover and protection clearly explained
Protects the building against agreed risks such as fire, escape of water, storm and optional natural hazards.
Who needs Residential buildings insurance?
For owners of residential buildings, rental property or units requiring separate building cover.
What does Residential buildings insurance cover?
- Building damage from agreed insured risks
- Debris removal, demolition and other cost items depending on the plan
- Optional cover for additional natural hazards
Important limits and exclusions of Residential buildings insurance
Construction, use, previous claims, maintenance, gross negligence and natural hazards affect cover and acceptance.
The exact scope, limits, deductibles, duties and exclusions are determined by the selected policy conditions.
Practical example: How Residential buildings insurance applies
An escape-of-water incident can trigger building repairs and agreed consequential costs.
Consultation on Residential buildings insurance: What to prepare
The following information helps us assess suitable next steps:
- Address, age and construction
- Use, floor area and renovations
- Previous claims and existing policy