Jewellery insurance
Adds protection for valuable jewellery where household cover limits or insured risks are insufficient.
Talk to usJewellery insurance: Cover and protection clearly explained
Adds protection for valuable jewellery where household cover limits or insured risks are insufficient.
Who needs Jewellery insurance?
For owners of valuable jewellery, watches or gemstones exceeding normal household policy limits.
What does Jewellery insurance cover?
- Agreed items or collections with documented values
- Depending on the arrangement, cover beyond standard household risks
- Possible cover while worn, travelling or stored
Important limits and exclusions of Jewellery insurance
Valuations, security requirements, safe conditions and limits must be kept current.
The exact scope, limits, deductibles, duties and exclusions are determined by the selected policy conditions.
Practical example: How Jewellery insurance applies
An individually valued item may be settled on the basis of its agreed value following an insured loss.
Consultation on Jewellery insurance: What to prepare
The following information helps us assess suitable next steps:
- Current valuations and photographs
- Storage and wearing habits
- Existing household or specialist policy